Falling Behind on Your Mortgage Doesn't Mean You've Run Out of Options.
If you're behind on your mortgage or facing foreclosure, the Loan Revival Program may be able to help you explore alternatives before it's too late. Every situation is different, and we'll review your circumstances to determine what options may be available.
American Homeownership Network Was Built to Help Families Achieve — and Preserve — Homeownership
Sometimes that means helping someone buy their first home. Sometimes it means helping a homeowner avoid losing the one they already have.
The Loan Revival Program exists because people occasionally hit difficult seasons in life — job loss, medical issues, divorce, death in the family, unexpected expenses. These are not failures. They are circumstances. Our goal is to provide solutions, not judgment.
Every Situation Is Unique. We Start by Listening.
We begin by understanding the homeowner's circumstances and then explore the options that make the most sense for them. Depending on the situation, those options may include:
Review the Mortgage Situation
We take a careful look at the current loan, timeline, and lender circumstances to understand what is actually at stake.
Explore Foreclosure Prevention
When appropriate, we explore options that may help prevent foreclosure from proceeding or slow the timeline.
Consider a Property Purchase
In some cases, purchasing the property before foreclosure may provide the homeowner with a better outcome than the foreclosure process itself.
Create a Transition Plan
Some homeowners may benefit from a structured transition — time to stabilize financially and plan the next step forward.
Provide Time to Recover
Depending on circumstances, some homeowners may qualify for arrangements that provide additional time to recover financially.
Work Toward Homeownership Again
Our long-term goal is helping families become homeowners again — not simply solving today's problem.
Depending on the circumstances, some homeowners may qualify for one or more of these options. No specific outcome is guaranteed.
Our Goal Is the Solution That Best Serves You
Unlike companies whose only objective is purchasing distressed homes, AHN's goal is finding the solution that best serves the homeowner — not the one that is most convenient for us.
Sometimes that solution is selling. Sometimes it is restructuring. Sometimes it is transitioning into another home. Sometimes it is simply giving someone time to recover.
What We're Not
Not a "We Buy Houses" company
Our primary goal is helping you find the best path forward — not acquiring your property.
Not a lender or loan modifier
We do not provide loans or modify existing mortgages. We help you understand your options.
Not a legal or financial advisor
We always recommend consulting with an attorney or financial professional for legal and tax matters.
In Some Cases, You May Be Able to Stay in Your Home While You Recover
Depending on the property, investor participation, legal requirements, and the homeowner's circumstances, some homeowners may qualify for a temporary occupancy arrangement after the property is purchased.
Some homeowners may qualify to remain in the home for a temporary transition period while working toward financial recovery.
Important: Transitional occupancy arrangements are reviewed individually. They are not guaranteed and depend on the specific property, investor participation, and applicable legal requirements. Terms would be clearly explained before any agreement is made.
We Don't Just Want to Solve Today's Problem
The objective is helping families become homeowners again. Solving today's crisis is the first step — but it's not the finish line.
Purchase Another Home
When the time is right, we can help you find and purchase another home through AHN's programs.
Repurchase the Same Property
For some participants, purchasing the same property again may be possible if circumstances allow.
Seller-Financed Homeownership
Transition into a seller-financed arrangement as a path back to ownership.
Long-Term Financial Stability
Build toward lasting financial health and the foundation for sustainable homeownership.
We Work With Homeowners in All Types of Difficult Situations
Behind on Payments
One or more mortgage payments missed
Facing Foreclosure
Foreclosure notice received or sale scheduled
Divorce
Property decisions during separation
Probate
Inherited property with mortgage obligations
Job Loss
Income disruption affecting payments
Medical Hardship
Unexpected medical expenses or disability
Relocation
Forced or urgent move creating financial strain
Vacant Property
Property sitting empty with ongoing costs
Unexpected Hardship
Any sudden financial crisis affecting your home
"Our success isn't measured by how many houses we buy. It's measured by how many families we help move forward."
— American Homeownership Network
Common Questions About the Loan Revival Program
Tell Us About Your Situation
All information is kept strictly confidential. There is no cost and no obligation.
Legal Disclaimer
American Homeownership Network does not provide legal, tax, or financial advice. Participation in the Loan Revival Program does not guarantee that foreclosure can be stopped or that any particular solution will be available. Every homeowner's situation is evaluated individually, and available options depend on the specific circumstances. We strongly encourage all homeowners to consult with a licensed attorney and financial advisor before making any decisions regarding their property.